Parent’s Guide to Applying for Financial Aid

Applying for financial aid can seem complicated for students and their families, but the Office of Financial Aid at Rutgers is eager to guide you through the process, answering all of your questions along the way.

Learn more about how you–the parent–can help your child navigate their financial options.

FERPA: What is it?

The Family Educational Rights and Privacy Act (FERPA) is a federal law that affords parents the right to have access to their children’s education records, the right to seek to have the records amended, and the right to have some control over the disclosure of personally identifiable information from the education records. When a student turns 18 years old, or enters a postsecondary institution at any age, the rights under FERPA transfer from the parents to the student.

If the student wishes that their parent have access to educational information, the student may do so via the myGuest dashboard.

Cost of Attendance

There are a number of tools parents can use to help determine the cost of attendance at Rutgers University. Explore options using the net price calculator, or view estimated costs by school and program.

Term Bill Due Dates & Fees

The Office of Student Accounting, Billing, and Cashiering is responsible for collecting term bills and late fees. Students can access their student account to view or pay the term bill, confirm attendance, and manage refunds.

Parental Information: Rutgers Health Students

Parental information is required for any graduate/professional student who wishes to be considered for the Department of Health and Human Services (HHS) Title VII funds (including Loans for Disadvantaged Students and the Health Professions Student Loan).

Professional Judgment

Some students and families experience unexpected issues that may impact their ability to contribute to educational expenses. A Professional Judgment will provide the Office of Financial Aid with important information to review your specific case.

PLUS Loan Information

Parents of undergraduate students can apply for PLUS loans to help cover the expenses of education.